While out in the classrooms, teachers are constantly asking how they can enhance their money lessons with a more authentic experience. I tell them simulations, role-playing and games. Games are a fun and easy way to not only express the financial concepts, but a way for the students to act out what it is they are learning about. It's easy to read about paying bills, or take notes on credit cards, but one can only fully understand it once they have experienced it. Here is a list of great games (board games and online games) that can help enhance your lessons on money and achieve the desired levels of comprehension.
Monopoly- Students can buy and sell properties, and collect rent. Monopoly is a great money game for kids learning how to count money and make tough financial decisions. You can either play the classic Monopoly with paper money or the new Monopoly with Electronic Banking. I recommend both!
Life- Students make decisions about money, careers and other life decisions. The decisions made, affect the income received and how money is spent.
Moneywise Kids- Two different games are included in Moneywise Kids, one for making change and the other for budgeting money. Players must account for food, clothing, and housing in the play option focused on money management.
Payday- Students learn how to manage a paycheck, pay bills and still try to have money left over to save and spend!
Online sites with money games:
Piggy Bank-students learn about coin denominations and how to make change
Change Maker- students learn how to make change by doing addition and subtraction
Money Flash Cards- students learn how to add money
H.I.P. Pocket Change- US Mint website with several games and lessons for students on money
It's My Life- students learn how to budget for a month with a set amount of money
Resources:
http://kidmoney.about.com/od/teachingchildren/tp/6-Money-Games-for-Kids.htm
http://www.kidsmoneystore.com/bdgame.htm
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