Your college years can be an expensive time in your life. There is the tuition that seems to increase each year, the cost of books, living accomodations, food and for most college students the trips back home. Here are some tips to save money while in college so that you can make the most of your dollar during these hard economic times.
1. Join a Credit Union, they usually pay higher dividend rates and less in fees.
2. Do not get a credit card unless you absolutely need one. If you have one, use it for emergencies only.
3. Pay your bills on time, late fees add up.
4. Make a budget and stick to it.
5. Save your receipts in order to compare to your account statements monthly.
6. Buy used textbooks (Amazon and half.com have competitive prices) and sell them back after the semester is over!
7. Ride a bike or walk.
8. Learn how to cook.
9. Apply for ALL scholarships and grants.
10. Take advantage of student discounts, several places around town give discounts to college students.
11. Get a meal plan.
12. Go out once a week instead of every night.
13. Get a part-time job.
14. If you live off campus, get a roommate.
15. Buy a coffee maker, those everyday Starbucks drinks really add up!
16. Subscribe to rental places such as Blockbuster or Netflix.
17. Skip the Spring Break trip, relax at home instead.
18. Use coupons when buying food and buy in bulk (Costco is a great place to grocery shop affordably).
19. Use the on-campus gym.
20. Continue saving money!
Here are some links with additional information
Amazon- an online resource for purchasing new and used textbooks
Half.com- an online resource for purchasing new and used textbooks
FAFSA- a government website used to apply for financial aid
Netflix- website that provides unlimited movie rentals at an affordable monthly fee
Resources:
http://www.getrichslowly.org/blog/2006/08/30/27-money-tips-for-college-students/
http://www.thinkyourwaytowealth.com/2008/08/22/25-smart-budget-and-money-saving-tips-for-college-students/
http://www.collegescholarships.org/student-living/save-money.htm
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